520 HARBOR CAY DRIVE, LONGBOAT KEY, FL 34228

$4,495,000

This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine… Read More flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast’s dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking. Read Less

Courtesy of MICHAEL SAUNDERS & COMPANY 941-383-7591

Listing Snapshot

Days Online

Last Updated

Mar 13, 2025

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

3,828

Lot Size

0.4 Acres

Year Built

1986

MLS Number

A4643565

Additional Details

Building

Living Area Meters: 355.63, Room Count: 9, Architectural Style: "Custom", "Florida", Building Area Total: 6095, Building Area Units: Square Feet, Construction Materials: "Block", "Stucco", Direction Faces: Northwest, Levels: "Two", Living Area: 3828, Year Built: 1986

Fees

Total Annual Fees: $6,220, Total Monthly Fees: $518

Garage

Garage Dimensions: 28x24, Attached Garage Yn: t, Garage Spaces: 2

Water Features

Water Access: Bay/Harbor, Bayou, Canal - Saltwater, Intracoastal Waterway, Water Extras: Assigned Boat Slip, Lift, No Wake Zone, Sailboat Water, Seawall - Concrete, Water View: Bay/Harbor - Full, Bayou, Lagoon, Bay Harbor Frontage: 68 Feet, Total Water Frontage: 68 Feet, Water Front Features: "Bay/Harbor"

Home Owner's Association

Association Email: [email protected], Association Fee Requirement: Required, Association Approval Required YN: 1, Monthly HOA Amount: $208, Association Fee Frequency: Annually, Association Fee Includes: "Guard - 24 Hour", "Common Area Taxes", "Private Road", "Security", Association Fee: $2500, Association Name: Ken Kanderfer, Association Phone: 941-921-3221

Interior Features

Building Elevator, Furnished: Unfurnished, Interior Features: "Ceiling Fans(s)", "Eat-in Kitchen", "High Ceilings", "Kitchen/Family Room Combo", "Open Floorplan", "PrimaryBedroom Upstairs", "Solid Surface Counters", "Solid Wood Cabinets", "Split Bedroom", "Stone Counters", "Thermostat", "Walk-In Closet(s)", "Wet Bar", "Window Treatments"

Lot

Lot Size Square Meters: 1629, Total Acreage: 1/4 to less than 1/2, Features: "FloodZone", "City Limits", "Landscaped", "Near Golf Course", "Near Marina", "Private", "Street Dead-End", "Paved", 0.4 acres, 17535 square feet, View: "Pool", "Trees/Woods", "Water"

Miscellaneous

Number Times per Year: 1

Pets Policy

Number Of Pets: 5, Pet Restrictions: Refer to HOA Docs for all restrictions, Pet Size: Extra Large (101+ Lbs.), Max Pet Weight: 100, Pets Allowed: "Cats OK", "Dogs OK", "Yes"

Pool

Pool Dimensions: 14x30 irr, Pool Features: "Deck", "Heated", "In Ground", "Lighting", "Tile"

Property

Property Description: Elevated, Patio and Porch Features: "Covered", "Deck", "Rear Porch", "Screened", Vegetation: "Mature Landscaping", "Trees/Landscaped", Zoning: PD

Property Access

Road Surface: "Asphalt", Road Responsibility: "Private Maintained Road"

Appliances & Equipment

Appliances: "Built-In Oven", "Cooktop", "Dishwasher", "Disposal", "Dryer", "Freezer", "Microwave", "Range Hood", "Refrigerator", "Trash Compactor", "Washer"

Community

Community Features: "Gated Community - Guard"

Cooling

Cooling: "Central Air"

Disclosures

Disclosures: "Flood Disclosure", "HOA/PUD/Condo Disclosure", "Other Disclosures", "Seller Property Disclosure"

Exterior Features

Exterior Features: "Balcony", "French Doors", "Irrigation System", "Lighting", "Outdoor Grill", "Outdoor Kitchen", "Rain Gutters", "Sliding Doors"

Fireplaces

Fireplace Features: "Family Room", "Gas", "Living Room", "Primary Bedroom"

Floors

Flooring: "Hardwood", "Marble", "Travertine"

Foundation

Foundation Details: "Stem Wall"

Heating

Heating: "Central", "Electric"

Laundry

Laundry Features: "Inside", "Laundry Room"

Parking

Parking Features: "Circular Driveway", "Driveway", "Garage Door Opener", "Ground Level", "Off Street"

Roof

Roof: "Tile"

Sewer

Sewer: "Public Sewer"

Utilities

Utilities: "Electricity Connected", "Natural Gas Connected", "Public", "Sewer Connected", "Street Lights", "Underground Utilities", "Water Connected", Water Source: "Public"

Windows

Window Features: "Drapes", "Shades"

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